What insurance types are specified in the B102 owner/architect agreement?

The B102 owner/architect agreement outlines various types of insurance that are essential for protecting the interests of both the architect and the owner throughout the duration of a project. Among the options given, the correct choice focuses on the comprehensive coverage necessary to shield against broad risks associated with architectural services.

General liability insurance is critical as it covers the architect against claims of negligence, bodily injury, or property damage arising from the architectural services provided. This type of coverage is fundamental in the construction industry because it addresses third-party claims that may occur during the project.

Automobile liability insurance is also significant because it protects against auto-related incidents that may occur while using vehicles for business purposes related to the project. Whether driving to client meetings, site visits, or transporting materials, having this coverage ensures that liabilities arising from vehicle use are managed.

Together, these insurance types provide a solid risk management framework. The other choices listed may include relevant forms of coverage; however, they do not fully encompass the critical protection offered by general liability and automobile liability insurance, which are specifically noted in the B102 agreement for the stated purposes.