Which insurance is NOT one of the five types an architect should carry?

Fire insurance is not one of the essential types of insurance that architects are typically required to carry. Architects generally focus on insurances that directly protect their professional practice and the services they provide. Professional liability insurance is crucial as it protects against claims of negligence or mistakes in the professional services provided. General liability insurance covers claims of bodily injury or property damage that may occur as a result of business operations. Worker's compensation insurance is essential for covering employee injuries on the job.

Fire insurance, while important for property owners to protect buildings and their contents against damages caused by fire, is not a necessary coverage for an architect's practice. The focus for architects is mainly on insurances related to their responsibilities and risks associated with the design and construction processes, rather than on protecting property against fire.